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  • Three types of personal loans available
  • Quick delivery of funds
  • Online form is encrypted
Short Term Loans VIEW BEST RATED

With, you could take out a 6-month loan at a fixed interest rate.

By Editorial Team | 2nd January 2019 provides a service that helps borrowers to receive instant approval for a short-term loan from a group of lenders operating all over the country. No credit history is needed when you place your request, and by comparing the available options you are sure to access the best competitive rates.

What are the steps to be taken while applying for the loan?

Getting connected to a lender requires the following steps:

  • Click the button ‘Go’ on the site.
  • Click on the button ‘Get Started’ after entering your email address.
  • Click on the button ‘Continue to Step 2’ after providing all your personal data and choosing the loan amount.
  • Fill out the multiple choice form with information regarding your employer.
  • Provide your e-consent by clicking on the ‘Submit Your Request’ button after going through the terms and conditions and privacy policies.
  • Wait for a few minutes while processes your loan request. The lender you’ve been matched with will redirect you to their site.
  • Follow the directions given by the lender in filling out the simple application for the loan and put your e-signature on the application if you accept the terms.
  • Wait for the loan to be paid out.
What are the options available for a personal loan?

Rules regulating the approval and disbursement of personal loans are different in different states. These rules determine the amount of loan that you can get through

The following options may be available to you, depending on the state you reside in:

  • Peer-to-peer loans are available to you from lenders who want to invest their money in the form of a loan. Your credit rating has to be above 580 to be eligible for this type of loan.
  • Instalment loans are available as per state rules. can arrange for a lender who can offer you short-term loan options that may suit you. You do not require an excellent credit rating to be eligible, but a credit rating of 580 and above is preferable.
  • A personal loan from banks will be available to you provided you earn at least $3000 every month, and your credit rating is above 580 points.
Is there anything you should be aware of?

You may have to repay the loan twice a month. The frequency of repayments will depend on the schedule laid down by the lender. Though the total amount to be repaid will not vary because of the frequency, it will affect your budget in making the repayments.

The area covered by the network may limit your choice. Though it charges no fees, may not be able to connect you with every lender operating in the country using even the best of services at their disposal. You should keep in mind that does not lend any money directly to you but only connects you to lenders who can.

What are the eligibility conditions?
  • A credit rating of more than 580 points is required for a personal loan from a bank or an instalment loan.
  • A credit rating of more than 600 points will make you eligible for a peer-to-peer loan.
  • You have to be a US citizen or permanent resident.
  • You need to be at least 18 years of age.
  • You need a valid bank account.
  • You cannot have a bank account with money which has been overdue for more than 60 days.
  • You cannot have a debt that is more than the income you currently have.
  • You should not have filed for bankruptcy in the past.
What fees are involved and are there penalties for making early repayment?

The rate of interest varies from lender to lender, so you need to review this with care before accepting the loan. Keep in mind that there are no hidden fees and you are under no obligation to accept the loan if it does not suit you.

You can repay the loan by transferring the money electronically. You can repay in other ways too, depending on the lender. You can easily find out more by contacting them directly.


A large group of lenders on the network are available to consider your online application. If your request is approved by many lenders, you have the choice to choose the one which best meets your specific requirements. You could also receive your loan on the same working day. helps you to get quick and easy access to money ranging from $500 to $35,000 offered by various lenders. Some of the leading lenders in the country can provide you with loans providing your credit rating is 580 or more. Ensure you go through the contract thoroughly and be sure that the loan is perfectly suitable for you before signing it. Feel free to contact your lender at any time should you have any queries.

Reviewed by
Editorial Team
Our Editorial Team is constantly watching for new and exciting services to report on. They aim to bring balanced, honest reviews to the site to give you the best comparisons and ensure you have the knowledge to choose the product right for you. Read more.
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