Cash Advance Short Term Loan Review

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  • No fees
  • Quick payout is assured
  • Secured by 256-bit encryption
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With a commitment to be upfront, honest, and ethical when dealing with customers, Cash Advance is always here to help in times of financial struggle.

By Editorial Team | 2nd January 2019

Sometimes in life, we face unexpected situations, and it may so happen that we are not able to meet the short-term cash requirements for a medical emergency or to pay some bills. If you are someone in such difficulty, then Cash Advance can match you with a reputed short-term loan lender to fund you irrespective of your credit history.

Cash Advance is a short-term lender aggregator service which connects you with a lender to fund you when you’re in dire need. They are not lending themselves; rather they have a vast network of lenders and financial support providers who can support you with instant cash as per your specific needs.

The good part is, there are no fees associated with Cash Advance and a quick payout is assured. They are not charging anything from borrowers for the service. Their revenue comes from the lenders only.

What is involved in the application process?

While applying for a loan, you will have a simple application process. Your data will be shared with the possible lenders in a safe and encrypted environment. Potential lenders will then seek some additional information. Following this, you get instant approval and subsequent offers from the lender. It is up to you whether you want to accept the offer or try other lenders, but if you agree you will get money within the next 1 or 2 working days.

Your lender will decide the loan terms and Cash Advance has no role to play in this. The lender will define the loan amount, the APR, repayment time, the penalty for delay, fees and processing charges.

How much can be borrowed and how long is there to repay?

The minimum and maximum short-term loan amounts available on Cash Advance varies between $100 to $1000. The loans can be for a maximum period of 12 months and are unsecured with no need to provide credit history. The rates and fees are determined by the lender in consultation with the borrower and in conformity to the laws of the state where the borrower is located.

How often do repayments need to be made?

The lender will outline your loan repayment period and other related terms, and it can vary but will be governed by the laws and rules of the state where the loan is being given.

What are the eligibility requirements?

On Cash Advance, you will find qualifying for a short-term loan quite easy, as they have worked with millions of customers and supported borrowers in times of dire need.

Here are the basic eligibility criteria:

  • Persons of 18 years or more can apply.
  • The facility is available only to US citizens or permanent US residents.
  • You should have a steady monthly earning of $1,000 or more (after taxes).
  • You should have a checking or savings account
  • You will need to share your contact number and email address.

Cash Advance provides its services to the following states:

Arizona, Connecticut, Georgia, Maine, Massachusetts, New Jersey, North Carolina, Pennsylvania or Vermont, Arkansas, District of Columbia, Maryland and New York.

What is the typical rate, total amount payable, terms and conditions, fees and early repayment charge if any?

It varies and will be set by the lender with which you will close the deal. Cash Advance makes sure that you are only connected with reputable lenders and that borrowers are supported with the necessary information to make the best decision.

The policies of Cash Advance conform to Fair Lending Laws that are implemented under the supervision of the Consumer Financial Protection Bureau. Cash Advance is a member of the Online Lenders Association (OLA), and thus bound by the Code of Conduct. They follow the industry best practices so that customers get fair deals and are fully informed in the process.


As borrowers, these short-term loans are quite expensive and should be resorted to only if you’re in dire need. But, working with Cash Advance, you will be able to get the best deal. They will help you choose the right lender with whom you can work despite factors such as a bad credit history.

Reviewed by
Editorial Team
Our Editorial Team is constantly watching for new and exciting services to report on. They aim to bring balanced, honest reviews to the site to give you the best comparisons and ensure you have the knowledge to choose the product right for you. Read more.
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