Accredited Debt Relief Review

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  • Vast list of reviewed vendors as partners
  • Splendid customer service
  • Low APR on debt consolidation loans
Debt Consolidation VIEW BEST RATED

Accredited Debt Relief is surely a leading company in the debt consolidation business, working at a high level of excellence since Day One.

By Aleksandar Spasov | 18th December 2018

Accredited Debt Relief is among the leading companies in debt counseling and debt consolidation out there. They aid their customers in two main ways – eliminate multiple-vendor debt by providing consolidation loans and consult them afterward to avoid such events in the future. They are responsible for settling thousands of accounts on a yearly basis and are pretty good at what they do. Expected results with them come in the 24-48-hour time frame.

Pros Cons
Increased relief options compared to most competitors Fees depend on their partners rather than the brand itself
Incredibly helpful customer support and councillors Not every ADR partner is as good as the top choices
Online opinion seems to favor them in many cases
Available services for 32 states
Eligibility Criteria
  • Minimum debt of $7,500
How Much Does it Cost?

Although Accredited Debt Relief will help you reduce and further eliminate your existing debts, their services don’t come free. And this is understandable. Having this in mind, the company won’t charge you with underwriting fees as none of their lenders includes them in their work process. Interest is the only expense here, and it depends on our debt amount, the frequency of payments, and our attitude towards it. If a customer doesn’t miss a monthly payment, they will pay the minimum interest in the long run. The usual APR for a debt consolidation loan varies between 5% and 7% here.

For Example

“Having a $10,000 consolidation loan on your hands at a fixed APR of 16% for 2 years will leave you with $13,742.19 as the final value of your loan (excluding any settlements).”

What Happens After Signing Up?

After the easy sign-up process, we are off to starting our debt consolidation program. As lenders at Accredited Debt Relief are connected directly to the borrower, you wouldn’t be paying the consolidation brand, rather than the lenders themselves. ADR is just the medium for our transactions so repayments are highly dependent on the preferences of the lender.

In addition, most lenders pay off your debts without involving you in the payment process. They go straight to the source leaving you free to remember just one vendor to pay off each month. Customers can even set up an AutoPay feature so that a percentage of your paycheck will automatically go towards settling your loan.

Trust and Reputation

In the line of public opinion, Accredited Debt Relief receives praises more often than not. They carry a solid A+ BBB rating, with a close to 90% positive customer review rating. At Trustpilot, we can see a 9.4/10 grade for the brand which is quite good all by itself. Dedicated review sites like ours also rank ADR among the highest efficiency debt consolidation service providers.

The only downside for some individuals is the multiple calls coming from ADR partners once in a while. But this isn’t something to worry about. Accredited Debt Relief also operates under the supervision of the American Fair Credit Council (AFCC) which further increases their trustworthiness and eligibility.

The IAPDA (International Association of Professional Debt Arbitrators) reviews Accredited Debt Relief also – they make sure the personnel at the company is properly trained and certified before accepting them as a capable employee. All consultations and negotiations you conduct with them are guaranteed to be FTC approved. There are enough eyes watching over ADR, so we place it as a solid pick if one reaches the stage of seeking debt consolidation help outside their own mind.

Customer Support

Customer support at Accredited Debt Relief can hardly be praised enough. Support employees are of great help, with a friendly attitude and the experience to resolve any issues we might have. Their knowledge base is constantly developing in line with the debt consolidation industry so they will be ready to counter any problems along our way.

They can be reached via a telephone contact open for customers between 7 AM and 7 PM PST on weekdays, and from 8 AM to 5 PM PST during weekends. There is an email option as well, with a quite quick response timer and the same professionalism value reached through the telephone line.

Reviewed by
Aleksandar Spasov
Aleksander is a freelancer from Bulgaria. He's travelled and is still travelling around the the world and has been writing and studying as he goes. He describes himself as a bit of a word freak and this is clear from his studies in English and Journalism. Although he is knowledgeable in a lot of areas, he has been researching and writing about anti-virus as his most recent interest. Read more.
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